Terms & Conditions

Welcome to 98par (the "Platform"), an English-language online betting and casino information website operated under the domain https://98par.cam. 98par is designed to provide Pakistani users with educational content about sports betting, live casino games, slot games, payment methods, account verification, bonus terms and responsible gambling practices.

These Terms & Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and 98par ("we", "us", "our", "the Platform") regarding your access to and use of the website and all content published thereon. These Terms apply to all visitors, registered users and any other individuals who access or use the Platform in any capacity.

By accessing, browsing or using any part of 98par, you acknowledge that you have read these Terms in full, that you understand them, and that you unconditionally agree to be bound by them. If you do not agree with any part of these Terms, you must immediately discontinue your use of the Platform.

These Terms are written in English. In the event of any conflict or ambiguity arising from translation into another language, the English-language version shall prevail in all cases.

For the purposes of these Terms, the following definitions apply:

• "Platform" means the 98par website accessible at https://98par.cam, including all its pages, content, features and associated services.
• "User" means any individual who accesses, visits, registers on or otherwise uses the Platform.
• "Content" means all text, images, graphics, data, guides, articles, ratings, comparisons, tools and other materials published on the Platform.
• "Operator" means the third-party online gambling or betting platform that a User may choose to access independently. 98par is not an Operator and does not operate any gambling service.
• "PKR" means Pakistani Rupee, the official currency of Pakistan, used in illustrative examples throughout this Platform.
• "KYC" means Know Your Customer — the identity verification process required by regulated operators before processing withdrawals.
• "Responsible Gambling Tools" means account-level controls including deposit limits, loss limits, session time limits, cooling-off periods and self-exclusion options.
• "Illustrative Figure" means any monetary amount (e.g. PKR 1,000 or PKR 25,000) used solely as an example to aid understanding and not representing an actual current offer.
• "Account" means a registered user profile created on the Platform.

Access to and use of the 98par Platform is subject to the following eligibility requirements. By using the Platform, you represent and warrant that you meet all of the following conditions:

• You are at least 18 years of age, or the higher minimum age required by the operator's licensing jurisdiction where you intend to gamble. Being 18 years old does not, by itself, make online gambling lawful in Pakistan. Users are responsible for confirming their own legal eligibility.
• You are accessing the Platform voluntarily and for personal, non-commercial informational purposes only.
• You are not a resident of a jurisdiction where accessing online gambling information or participating in online gambling is explicitly prohibited by applicable law, to the extent that your accessing this informational resource would constitute a violation of law.
• You have the legal capacity to enter into a binding agreement under the laws of your jurisdiction.
• You are not a person who has been self-excluded from gambling services, or where access to gambling-related information would violate a court order or regulatory restriction applicable to you.
• Any information you provide to 98par, including during account registration, is accurate, current and complete.

98par reserves the right to request proof of age, identity or eligibility from any User at any time and to suspend or terminate access pending verification. This is not a gambling service — it is an information platform — but eligibility standards apply to all users in line with responsible content practices.

Your use of the 98par Platform is permitted solely for lawful, personal and non-commercial informational purposes. The following terms govern how you may and may not use the Platform:

4.1 Permitted Use. You may access, read and use the content published on 98par for the purpose of informing yourself about online betting concepts, responsible gambling practices, payment methods, bonus terms, account verification procedures and related subjects — all in the context of understanding third-party operator services.

4.2 Accuracy of Content. 98par makes reasonable efforts to ensure that published content is accurate and up to date. However, the online gambling industry changes rapidly. Bonus figures, payment method availability, withdrawal processing times and operator conditions may change without notice. All monetary figures on this Platform are illustrative unless explicitly stated otherwise. Users must independently verify current offers, terms and conditions directly with the relevant operator before depositing or wagering.

4.3 Informational Nature. Nothing on 98par constitutes gambling, financial, legal or tax advice. The Platform provides general information only. Any decision to register with, deposit funds at, or gamble on any third-party operator platform is entirely the User's own decision and responsibility.

4.4 No Guarantee of Outcomes. 98par does not guarantee, represent or imply that any betting strategy, game selection, payment method or operator described on the Platform will result in winnings, profit or any particular financial outcome. Online gambling involves real financial risk and may result in loss of funds.

4.5 Third-Party Operator Independence. 98par is editorially independent from the operators it discusses. Mentioning an operator, payment method or platform on 98par does not constitute endorsement, affiliation or partnership. Payment provider names including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah are referenced for contextual familiarity only — they do not endorse gambling or this Platform.

The following conduct is strictly prohibited on the 98par Platform. Violation of any prohibition may result in immediate termination of access and, where applicable, referral to relevant authorities:

• Accessing the Platform if you are under the age of 18 or the applicable minimum age in your jurisdiction.
• Using automated tools, scripts, bots or scrapers to access, copy or extract content from the Platform without prior written authorisation.
• Reproducing, republishing, distributing or commercially exploiting any content from 98par without express written permission.
• Attempting to circumvent, disable or interfere with any security, access control or technical protection measure on the Platform.
• Submitting false, misleading or fraudulent information during account registration or any user interaction.
• Using the Platform for any unlawful purpose or in violation of any applicable Pakistani or international law.
• Engaging in conduct that harasses, threatens or harms other users or Platform staff.
• Attempting to gain unauthorised access to any account, server or network connected to the Platform.
• Publishing, uploading or transmitting any malicious code, malware, virus or destructive programme via the Platform.

All content on the 98par Platform — including but not limited to text, articles, guides, graphics, layout, design elements, icons, logos and compiled data — is the intellectual property of 98par or its respective content contributors and is protected under applicable intellectual property law.

6.1 Restricted Use. You may not copy, reproduce, adapt, translate, distribute, sell, publicly display, broadcast or create derivative works from any 98par content without prior explicit written consent from 98par management.

6.2 Permitted Personal Use. You may save or print individual pages from 98par for your own personal, non-commercial reference. This permission does not extend to systematic copying, bulk extraction or redistribution of content in any form.

6.3 Third-Party Marks. All third-party brand names, trademarks, logos and trade names referenced on this Platform (including payment providers and sports organisations) remain the exclusive property of their respective owners. Their mention on 98par does not constitute any claim of ownership, partnership or endorsement by or of 98par.

7.1 No Warranties. The 98par Platform and all its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness or non-infringement.

7.2 Limitation of Liability. To the fullest extent permitted by applicable law, 98par, its officers, employees, content contributors and technical partners shall not be liable for any direct, indirect, incidental, special, consequential, punitive or exemplary damages arising from your use of or reliance on the Platform or its content — including gambling losses, financial losses or losses arising from reliance on illustrative figures or third-party operator practices.

7.3 No Gambling Losses Liability. 98par is an information platform. It does not accept deposits, process bets or hold user funds. Any financial loss suffered through the use of a third-party operator platform is entirely outside the control and liability of 98par.

7.4 Availability. 98par does not guarantee continuous, uninterrupted access to the Platform. Scheduled or unscheduled maintenance, technical issues or third-party service disruptions may affect availability without notice. 98par accepts no liability for losses arising from Platform downtime.

7.5 External Links. Where 98par references third-party operators or services, no endorsement is implied. 98par has no control over, and accepts no responsibility for, the content, terms, availability or practices of any third-party platform.

Pakistan's legal framework for gambling is primarily governed by the Prevention of Gambling Act, 1977, which broadly prohibits gambling activities within Pakistan. The legal status of online or remote gambling may additionally be affected by provincial legislation, the Pakistan Telecommunication Authority's regulatory scope and other applicable statutory instruments.

8.1 No Government Authorisation. 98par does not claim to be licensed, approved, regulated or endorsed by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan, any provincial government, or any Pakistani financial institution. These Terms do not grant or imply any such authorisation.

8.2 User Responsibility. It is entirely the User's own responsibility to understand and comply with all applicable laws in their jurisdiction — including the Prevention of Gambling Act, 1977 — before accessing any gambling-related content, registering with any operator, or placing any bet. 98par provides information; it does not provide legal advice.

8.3 International Operators. Some operators described on 98par may hold licences issued by international regulatory bodies. Such licences are relevant to the jurisdiction of the issuing authority and do not confer legality upon gambling in Pakistan. Users must not interpret the mention of international licensing as an indication that gambling is lawful in Pakistan.

98par is committed to the promotion of responsible gambling at every level of the Platform. The following principles underpin our approach:

• Gambling is entertainment. It should never be treated as an income source, a financial strategy or a method of recovering losses.
• This Platform is strictly for adults aged 18 and above, or the higher minimum age required by the operator's licensing jurisdiction. Age alone does not make gambling lawful in Pakistan.
• Users are encouraged to make use of all available responsible gambling tools provided by operators — including deposit limits, loss limits, session time reminders, cooling-off periods and self-exclusion options.
• If gambling is causing you or someone you know financial, emotional or psychological harm, seek assistance immediately. Self-exclusion and support resources may be available through the operator's platform.
• Never chase losses. Never gamble with money allocated for essential expenses including rent, food, utilities or family needs.

For more detailed guidance, please review our dedicated Responsible Gambling page.

Your privacy is important to 98par. The collection, storage, processing and use of personal data in connection with your use of this Platform is governed by our Privacy Policy, which is incorporated into these Terms by reference and forms part of this Agreement.

By using the 98par Platform, you consent to the data practices described in our Privacy Policy. Key points include:

• We collect only the data necessary to operate the Platform and improve user experience.
• We do not sell personal data to third parties.
• Any contact communications, including email enquiries sent to [email protected], are handled confidentially and used only for the purpose of responding to your enquiry.
• You have the right to request access to, correction of or deletion of personal data we hold about you, subject to applicable law.

98par reserves the right to amend, update or replace these Terms & Conditions at any time without prior notice. Changes become effective immediately upon publication on the Platform. The "Last Updated" date displayed at the top of this page will reflect the most recent revision.

It is your responsibility to review these Terms periodically to stay informed of any updates. Your continued use of the Platform following any amendment constitutes your acceptance of the revised Terms. If you do not agree with any updated Terms, you must discontinue your use of the Platform.

Material changes — such as changes to data handling, eligibility requirements or limitation of liability provisions — will be announced via a visible notice on the Platform's homepage for a reasonable period following publication.

These Terms & Conditions, and any dispute or claim arising out of or in connection with them, shall be governed by and construed in accordance with applicable law. Where Pakistani law applies, the relevant statutes and regulations of Pakistan — including but not limited to the Prevention of Gambling Act, 1977 — take precedence.

12.1 Informal Resolution. In the first instance, any dispute arising from your use of 98par should be directed to our support team by email at [email protected]. We will make reasonable efforts to resolve disputes informally within a reasonable timeframe.

12.2 Formal Proceedings. If informal resolution is unsuccessful, disputes shall be submitted to the jurisdiction of the courts applicable to the Platform's operating jurisdiction, except where mandatory consumer protection laws in your jurisdiction require otherwise.

12.3 Severability. If any provision of these Terms is found to be invalid, unlawful or unenforceable under applicable law, that provision shall be deemed severed from the remainder of the Terms, which shall continue in full force and effect.

12.4 Entire Agreement. These Terms, together with the Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and 98par concerning your use of the Platform and supersede all prior understandings, representations and agreements.

If you have any questions, concerns or requests relating to these Terms & Conditions, please contact the 98par support team. We will respond to all genuine enquiries within a reasonable timeframe.